Courtesy Bankruptcy Program
Reach Our Talented Team of Auto Credit Repair and Bankruptcy Specialists.
Call: (602) 899-1481
Email: [email protected]
See why Arizona drivers continue to choose Courtesy Chevrolet.
What We Do
As a family-owned and operated dealership for over 70 years, Courtesy Chevrolet is proud to help customers rebuild their credit and get back on the road after bankruptcy. We understand that in the current economic situation, restructuring financial circumstances can be crucial for some. Our dedicated sales team and finance managers work with you to address your auto needs.
Courtesy Chevrolet works with a variety of situations, including Chapter 7, Chapter 13, active, closed, or discharged bankruptcies. We can also help individuals with ITIN’s or challenged credit. We are here to provide real, judgment-free solutions.
How It Works
At Courtesy, we aim to make this challenging process as simple and beneficial for customers as possible. By working with multiple nationwide lenders and credit bureaus, Courtesy can help you get approved quickly.
- Apply online in minutes.
- Get matched with lenders who specialize in your situation.
- Drive away in a dependable Courtesy vehicle.
If you need transportation to Courtesy Chevrolet, please call us at (602) 899-1481 to arrange a complimentary Uber.
Reach A Courtesy Credit Assistance Specialist.
Fill Out The Form Below And Learn More.
Pre-Approval Form
Frequently Asked Questions?
Can I get approved if I’ve been denied elsewhere or have challenged credit?
Yes. Courtesy Chevrolet specializes in working with customers who have been turned down at other dealerships, have challenged credit, are in active bankruptcy, or have an ITIN instead of an SSN.
Do I need a large down payment?
Not always as most down payments are as little as zero money out of pocket. We offer flexible down payment options based on your situation and work to find solutions that fit your budget.
Will my interest rate be high?
We offer interest rates as low as 8.95%. Interest rates can also decrease up to 2% a year with Courtesy Chevrolet’s Fresh Start Program.
Can I get approved after my bankruptcy is discharged?
Yes. Many customers are approved shortly after discharge, and we can help guide you through the process.
How long does approval take?
Most approvals can be completed quickly and are often within minutes after submitting your information.
Will applying hurt my credit score?
No. Applying for pre-approval has no impact on a customer’s credit score. A new auto loan from Courtesy Chevrolet is one of the best ways to rebuild credit and get back on track.
How can I obtain financing?
All customers need to show is proof of income, proof of address, and bank statements. Courtesy Chevrolet works with all three credit bureaus so customers can drive in their new vehicle within days.
See What Real Customers Are Saying
“These guys are great, we just came out of bankruptcy a month ago and all the deals we were hearing about were pretty ugly. We had received a letter from their bankruptcy department and thought we’d see if they would give us a shot. Not only did they treat us great, they had the whole bankruptcy team pulling together to get a great deal on a great car, and not ONCE did we feel treated any different than somebody who had great credit and loads of cash. They broke their necks for us and we appreciate it.”
Visit DealerRater.com for more customer reviews!
Advantages With Courtesy
- Hundreds of new and pre-owned vehicles to choose from
- Nationwide financing and shipping
- Flexible down payment options
- Directly works with all 3 credit bureaus to help rebuild your credit
- Fast approvals
- #1 Chevrolet retailer in 19 states
Not The Right Time to Purchase a Vehicle?
The Bankruptcy team at Courtesy Chevrolet will meet with you to answer any questions you may have in regard to your recent filing and consult you on how to start rebuilding your credit at no charge!
If you have any interest in purchasing a vehicle in the future, you will be able to work with our knowledgeable and experienced staff to select a vehicle that fits your needs. Our bankruptcy team has gone through extensive training in bankruptcy and some of the members of our team have even experienced a bankruptcy themselves.
Courtesy is here to help you restore good credit.